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I almost lost my first startup because of a stupid mistake.
Picture this. Three guys in a cramped apartment building what we thought was the next big thing. Energy drinks were flying. Code was flowing. We felt unstoppable.
Then month three hit like a truck.
My co-founder Jake asked the question that made us all go silent. "Wait, did anyone actually incorporate us yet?"
Nobody had.
We spent the next two weeks scrambling. Calling lawyers who wanted $5,000 just to get started. Fighting with banks about business accounts. Arguing over who was responsible for what.
Meanwhile our competitors were already raising money and stealing customers.
That's when I learned the hard truth. The startups that survive aren't always the ones with the best ideas. They're the ones who handle the boring operational stuff early.
I've watched this same story play out with countless startups since then. The smart founders get their business infrastructure sorted on day one. They earn cash back on expenses while competitors pay full price. They have clean docs ready when investors call.
The rest get stuck in month three hell.
If you're building something and want to skip the operational nightmare I went through, here’s something that might help.
The back office, built for founders
We’ve worked with over 800 startups—from first-time founders at pre-seed to fast-moving teams raising Series A and beyond—and we’d love to help you navigate whatever’s next.
Here’s how we’re willing to help you:
Incorporating a new startup? We’ll take care of it—no legal fees, no delays.
Spending at scale? You’ll earn 3% cash back on every dollar spent with our cards.
Transferring $250K+? We’ll add $2,000 directly to your account.